Keelhollow Capital Group, a Kissimmee, Florida company that matches small businesses with funding partners, takes requests from Haines City, FL by phone and online. Haines City is in Polk County, FL, about 18 miles southwest of Kissimmee, FL. This page sets out ZIP 33844 business counts from the Census, what they suggest about funding needs, and how a request from Haines City works.
| County | Polk County, FL |
|---|---|
| Distance | About 18 miles southwest of Kissimmee, FL |
| ZIP 33844 employers, 2023 | 723 (ZBP) |
| Under 5 employees | 66.3% |
| Self-employed residents | 9.4% (+/- 2.5), ACS 2020-2024 |
Haines City, FL at a Glance
Haines City is a Polk County, FL city, so Osceola County figures do not apply to it. In ZIP 33844, construction leads, followed by retail and food businesses.
ZIP 33844 had 723 employer establishments in 2023, with 7,703 employees and an annual payroll of about $315.6 million (ZIP Code Business Patterns 2023). 66.3% of those establishments had fewer than five employees.
Haines City covers 17.4% of ZIP 33844's land; 90.0% of the city sits in that ZIP and 10.0% in 33837. (2020 Census ZCTA-to-place relationship file, land area.)
Leading Sectors in ZIP 33844
| Sector | Establishments | Share under 5 employees |
|---|---|---|
| Construction | 121 | 82.6% |
| Retail trade | 102 | 48.0% |
| Accommodation and food services | 75 | 41.3% |
| Administrative and support services | 62 | 75.8% |
| Other services | 57 | 71.9% |
Our arithmetic from the same figures: about 10.7 employees per establishment and roughly $40,967 of annual payroll per employee across the ZIP. Averages hide a lot of variety, but they show the scale of the typical employer.
Self-Employment in Haines City, FL
Among employed Haines City residents, 9.4% (+/- 2.5) were self-employed (American Community Survey 2020-2024): 5.5% running an incorporated business and 3.9% an unincorporated one. That is below Florida's 12.8% (+/- 0.1); even the top of the range stays under the state figure.
Funding Needs That Fit Haines City, FL
Small construction crews (82.6% under five employees) point to equipment financing and lines of credit for job materials; retail and restaurants point to inventory financing and payroll support.
Accommodation and food services appear among this ZIP's top five sectors in the table above; the restaurant page explains kitchen equipment, renovation and payroll funding. For the Kissimmee, FL base and county figures, see the Kissimmee, FL page.
Local Records for Haines City, FL Owners
Small business loans in Haines City, FL and equipment financing start with the same request; the Haines City, FL business license is one local record to check. A partner may ask for current local registration, so it helps to have it ready.
Requesting Funding From Haines City, FL
Everything works by phone at (689) 264-1650 or through the online request, so the distance from Kissimmee, FL does not change anything. Other towns are listed on the service-area page.
Who Keelhollow Capital Group works with in Haines City, FL
Owners in Haines City, FL come from many trades and services, such as contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Partners review each request on its own merits.
What to gather before you call
- The last three to six months of business bank statements
- Your most recent business tax return
- A driver's license or passport for each owner
- Your articles of organization or incorporation and the EIN letter
- A list of existing business debts and payments
- The equipment quote, contract or purchase order the funding is for
No two partners ask for exactly the same file, so use this as a checklist rather than a rule.
What happens after you reach out
- Reach us at (689) 264-1650 or through the contact form. When we call back, the first questions are simple: what the funding is for, how long the business has operated and its rough revenue.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- With your permission, we take the request to lending partners that offer that kind of funding. Each partner reviews it and makes its own credit decision.
- When an offer arrives, weigh its full cost, how payments are scheduled and the conditions. Accepting is entirely your choice.
Owners in Haines City, FL can start by phone or with the short online form; no office visit is needed.
